Debt Relief Experts
Can I File Bankruptcy On My Own?
In Canada you cannot file for a bankruptcy on your own. Find out why a personal bankruptcy must be facilitated by a Licensed Insolvency Trustee and learn more about the role of a debt consultant.
What Happens When You File Bankruptcy in Canada?
Who Does What In A Bankruptcy and Consumer Proposal?
Several parties are involved when you file for insolvency in Canada. We explain the role of your Licensed Insolvency Trustee, the Office of the Superintendent of Bankruptcy, your creditors and your duties.
When To File Bankruptcy in Canada – Timing Matters
Are you trying to navigate overwhelming debt and considering filing for bankruptcy for a fresh financial start? Did you know there may be an optimal time for you to file? Doug Hoyes explains.
Why Creditors Might Challenge Your Bankruptcy Discharge
Bankruptcy tends to be a smooth process, however on rare occasions a creditor can challenge your bankruptcy discharge. Learn the basics of what a creditor opposition means for you.
The Bankruptcy Process in Canada Explained in 5 Easy Steps
If you are considering filing for bankruptcy, you should be knowledgeable on the entire process. Here is our comprehensive guide on the steps to file bankruptcy in Canada.
What happens at my first meeting with Hoyes Michalos?
Making an initial meeting at Hoyes Michalos is the first step in helping you achieve a fresh financial start. Here we explain what happens during this initial consultation and what’s required of you.
If You Don’t Need to Go Bankrupt, I’ll Tell You
Did you know that we advise 90% of clients that call our debt help line to not file bankruptcy? We explore step-by-step how our process works using a client story, to give you an idea of how we treat all our clients.
Creditor Opposition to Bankruptcy Discharge – Delaying Your Fresh Start
In rare cases, creditors can oppose your discharge from bankruptcy. So, what do you do? In this blog, we’ll explain the process of creditor opposition, how we’ll help and how to avoid this entirely.
Do I have to go to court if I file for bankruptcy?
Bankruptcy is a legal process and in rare situations you may need to attend bankruptcy court. Find out when this can happen and what you should do if this is a requirement before your discharge.