Hoyes Michalos – Reviews and Testimonials

Hoyes, Michalos helped me to get my finances under control. I was so stressed out in trying to meet all the financial obligations and there were just too much. Hoyes, Michalos walked me through my options and helped me to negotiate a reasonable arrangement with my creditors. Now they are helping me to build back my credit and move into a better financial position. Thank you Hoyes, Michalos & Associates!

I was facing a financial hardship and when I found out about Hoyes, Michalos & Associates they have helped me alot. Thank you for our representative Benny that helped us a lot through the process step by step and made our life easier on dealing with our financial issues. We were able to deal with our issues much easier and less stressful than before. All thanks to Benny.

Great place and great people. Everyone there is extremely helpful and responsive. There’s no judgment and they all make you feel comfortable. It’s amazing to have such good support from the team when looking to relieve yourself of the overwhelming financial stress from debt. I’m extremely satisfied I decided to use this firm for my consumer proposal and would recommend them to anyone who is seeking some financial debt help. They make the process easy, simple, fast. It wasn’t complicated at all. 5 out of 5, great service!

I was relieved after I reached out, I was made to feel very comfortable and especially appreciated that there was absolutely no judgement on their part. I would definitely recommend them without hesitation

Thanks to covid and being off work I managed to get myself caught up in some debt trying to keep up with my bills. I did some google research and came across info on a consumer proposal on hoyes, michalos website. The word "bankruptcy" was terrifying to me and I really didn't know what it meant. Just knew it as something bad that ruined your credit score and that they would take my car away. Which is not true at all. Ted and Meg were amazing at explaining my options and how everything works and calming all my anxieties. They did not judge me once. They were completely understanding of my situation and they genuinely cared about helping me get back on track with my finances.
I didn't loose my car (LOL), my credit isn't ruined forever and my debt will be paid in 3-5 years with no interest on it !! I now have the extra money for gas or to buy a snack at the store if I want too or not question if i can afford to buy myself a coffee in the morning on my way to work. I'm not constantly under stress worrying about having my bills paid on time and working crazy over time hours draining myself physically and mentally. I'm not worrying about if my car breaks down if I will be able to afford to fix it or not. Things that no person working 40 hours a week should ever have to worry about because you're just trying to live life and keep your head above water.
I highly recommend contacting these people if you have that stress in your life, you will not be judged and life will be so much better and a lot less stressful.

I was quite nervous at first to even call. I did not know very much about bankruptcy or consumer proposal, except that I had to do something.
I called these guys and they were so patient and kind explaining the difference in services, they put my mind at ease. I would recommend this firm to anyone!! I have now filed a consumer proposal and feel positive again about the future!!! I almost feel a little guilty because they did all the work for me!!! Thank you guys!!!

I have used these fine folks on a number of occasions. They are always professional, quick to act, and requires very minimal effort on my part.

Any questions I asked are always answered and I would highly recommend giving them a call before moving on to anyone else.

They can help you and they will.

Are you trying to make ends meet but you feel like you’re going in circles?
Getting calls and letters from collection agencies?
Worried about your hard earned wages being garnished?
That was me at one point in my life.
Contacting Michalos & Associates was the best thing I could have ever done! Although I was VERY hesitant they never gave up on me.
They made sure I received a thorough understanding of my situation and what my options were every step of the way.
I would like to thank you guys once again for giving me that extra space I needed to breathe.
It is never too late to reinvent yourself first start over. Never forget to explore all your options and consider these guys as a trusted source for information.

Between the 2 representatives I have had ( Rebecca, and Charlie) they both have been amazing to work with and vary helpful with my unique circumstances as well as having a amazing ability to let me ask 2007 different things and still have all the answers!

This is a really great place they are helping me get my life on track I would definitely recommend

I highly recommend HOYES, MICHALOS & Associates as a Trustee. Shannon, Brenan, and the other associates have been very helpful, and made the Consumer Proposal process simple. They are a reputable, and professional company that you can trust.

My experience with this company is the best by far. Not only do they know their line of business their compassion towards their clients is very refreshing in today's society.

The staff at this location are knowledgeable, understanding, very kind and patient. Not only do they help you through the process, they actually listen to you a rarity in today's businesses. I am truly grateful that I found them in a timely manner.

I have had nothing but a positive experience here. Windsor staff I applaud you and the lengths you go to create ease when dealing with clients.

Linda

I was very impressed with Benny who worked with Hoyes, Michalos & Associates. He was very knowledgeable and eager to assist me. I was very comfortable talking with him right from the start. He answered all my questions and he helped me to feel at ease. He was very thoughtful and caring and he understood what I was going through. He explained the necessary steps of a consumer proposal with me, and he was always there if I needed help. I would honestly say, from start to finish, the whole process went smoothly with positive results. I had a follow up meeting with Janette and she was a lovely person to talk to and very caring and understanding. I would definitely use Hoyes, Michalos & Associates again and I greatly recommend their services to all my family and friends. A-1 Service! Thanks Benny and Janette!

Great place to help you get back on Track! They were very responsive and helpful. I would recommend them to anyone trying to get themselves out of a financial burden.

The relief i felt with their assistance was life changing.

Thank you Nicholas, Diana and whole team!

Had serious issues. They helped me. Even though they were unable to discharge everything I'm still happy with reduction of my debt and stopped creditor calls. Most importantly the stress has stoppedwhich is only good for my mental health.

I have been working with Hoyes, Michalos and Associates since this past summer and it has been a positive experience. The knowledge and expertise of Sandra Sykora and the rest of the team has been beneficial while navigating the reality of a bankruptcy situation.

My experience with Hoyes, Michalos & Associates was exceptional. From our first interaction to the final outcome, the process was very smooth. They were extremely professional, explained everything in detail and answered any questions that I had. The service they provided was fantastic and I would recommend Hoyes, Michalos & Associates to anyone who would benefit from their services.

I had a great experience working with Hoyes, Michalos & Associates. Communication was pleasant and professional. I would definitely work with them again.

Excellent service! Great people, very helpful and friendly.

Great experience! Helped relieve years worth of stress. Very friendly and easy to talk to! Highly recommend even if you just have questions.