Kristen Kral

Kristen is a Certified Credit Counsellor and Client Service Specialist who has worked for Hoyes Michalos since 2005 out of our Brantford location. Kristen started her insolvency career working at our head office for several years before transitioning into her current role. She enjoys helping clients feel at ease from the moment they enter her office.  Kristen is proud to help clients get back on their feet and teach them how to save for the future. Knowing she’s been able to assist clients in making tough decisions makes her feel like she’s playing a part in their journey to success. When she is not working, Kristen enjoys spending time with her family and friends.  She also loves watching her children play hockey.