Hoyes Michalos – Reviews and Testimonials

Had some trouble these past year and accumulated a lot of debt. As i found myself having a hard time, i stumbled with Hoyes and Michalos. I talked to Joel and he was really responsive, helpful and was great to talk to. He explained pretty much the highs and low of what im applying for. Im really grateful for the help they offered and im glad i went for Hoyes and Michalos. Highly recommended👍👍👍.

A good experience overall dealing with Hoyes at this location. Benny provided comprehensive information about all options and helped facilitate a smooth process overall. It's important to do your own homework first, and then you will be able to feel confident about your experience.

The consumer proposal HM did for me went very smoothly. A lot of companies try to make extra profit by confusing you about the process. With HM everything was upfront and crystal-clear from the beginning, very professional, empathetic and friendly service. I worked with Beau for my credit counselling sessions afterwards, which was very informative and useful as well.

Rebecca and Tina are so kind and wonderful. They are very helpful and very easy to talk to, they answered every question without any issues. My experience has been so amazing because of them. I was so scared and nervous going into this and they made me feel so much better and comfortable. I highly recommend them.

Best thing we ever did... these guys are top notch. Don't believe any bad reviews. No hidden fee. Just great help. You'll be so relieved.

I found Hoyes Michalos & Associates through a google search about consumer proposals. I am glad I made the right choice in calling their office. Rebecca Martyn was very helpful explaining the process and what my other options were regarding my situation. I chose the best fit for my family and she made the experience seamless and stress free. For years I was overwhelmed with debt and collection calls. I just wish I made the call sooner.

Stop wasting your money and time..call this office, they will help you from day one, to the date of discharge. Best experience I've ever had. Mark was amazing and very patient. Found a way to help my life turn for the better and put a stop to endless bills and disgusting interest rates. Now being successfully discharged I'm able to start from scratch and learn from my past mistakes.

Thank you for this chance Hoyes!

Kind regards

Russel.

Jason was very informative and organized. He helped me get a better understanding with what I was getting done and I was able to contact when needed and he responded in a timely manner. I would recommend to anyone.

Sandra is incredible. Every step of the way, from the very first call I made, to every phone call and zoom meeting to get my consumer proposal started and finalized, I felt supported, my questions answered, I was guided through the process, being met at the level I was at. I went from making minimum payments of over $2000/month knowing I'd be drowning in debt for decades, to making interest-free payments of $700/month knowing I'll be debt free in exactly 5 years. It's not an exaggeration to say my consumer proposal has changed my family's life, both immediately as well as for decades and generations to come, and that Sandra and the entire Hoyes team made it easy and worry-free. I can't thank you enough.

I had a consultation with another debt relief agency about filing for a consumer proposal and they asked me for 400.00 upfront which made me suspicious about them. I'm very intuitive and didn't have a good feeling about them so I called Hoyes, Michalos and Associates and as soon as I talked to Sandra Sykora and heard how knowledgeable, experienced, kind and understanding she was I knew I would use them to file my consumer proposal. They all are licensed insolvency trustees. She never asked me for any money and she also never heard of this other debt relief agency so the public needs to be aware of this. She has helped me tremendously through a difficult time in my life always making me feel at total ease and comfortable. I would highly recommend this company and especially Sandra Sykora. She is outstanding!!

Laura L

Very knowledgeable and helpful people. Would highly recommend them to anyone needing their services!

I was in real financial distress, but thank to Hoyes, Michalos & Associates, specially Mr. Benny Mendlowitz which explained everything and supported me during the Consumer Proposal process,I could become debt free and started fresh financial life.
I definitely recommend Hoyes, Michalos & Associates for anyone in my situation.

As life goes i made quite a few financial mistakes early on. I dug myself a hole that I wasn't able to get out of without some help. I went to Hoyes, Michalos & Associates off the recommendation of a family member. I was nervous, but they were amazing! Brian and Courtney truly understood my situation and helped me to understand many things about banking and the markets that I never knew. With their help and guidance I'm happy to say im debt free and the process was very easy. The customer service was fantastic and the payments were more than manageable. I cant thank them enough for helping me through this.

If you have any concerns or questions regarding your debt, I highly recommend this trustee!

Hoyes.Michalos very professional and provide great service. They are very flexible, reliable and advance you can communicate by phone, email or social media. Maureen is very helpful and she knows what she is doing. She is very professional trustee (LIT), knowledgeable and you can ask her tons of questions regarding proposals she will provide you all the answer. Overall Hoyes teams is great and I give them 7 stars ⭐️⭐️⭐️⭐️⭐️⭐️⭐️

Mrs Susan Ryan is very Knowledgeable on the aspect of Forex & Cryptocurrency market and really does her best to make her Clients happy. Mrs Susan Ryan is undoubtedly the best Forex and Crypto account manager I've ever seen She was a great help and support throughout the process of trading. Thank you Mrs Susan Ryan for your time and dedication!!! Highly recommended. you can reach out to her
Email: susanryan3221@gmail.com
WhatsApp +13523292265

Professional & on time when it comes to video call conferences, highly recommended if you want to take care of your debt!

They have been very friendly and helpful from the beginning. I feel a huge weight off my shoulders, not only because of me debt relief, but also because I feel more financially literate. Ive suggested their services to a few friends of mine also.

Having dealt with Jamie the process has been great. Everything was handled and perfectly explained. Nothing unexpected. It is awesome to find someone who actually wants to help people. Great company with great staff

😁Everyone was sooooo helpful and friendly they didn't judge us or make us feel bad for needing solutions and guidance. Jamie especially walked us through so much.

I was very impressed with Benny who worked with Hoyes, Michalos & Associates. He was very knowledgeable and eager to assist me. I was very comfortable talking with him right from the start. He answered all my questions and he helped me to feel at ease. He was very thoughtful and caring and he understood what I was going through. He explained the necessary steps of a consumer proposal with me, and he was always there if I needed help. I would honestly say, from start to finish, the whole process went smoothly with positive results. I had a follow up meeting with Janette and she was a lovely person to talk to and very caring and understanding. I would definitely use Hoyes, Michalos & Associates again and I greatly recommend their services to all my family and friends. A-1 Service! Thanks Benny and Janette!