GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

I highly recommend Hoyes,Michalos & Associates.They helped me figure out the best solution to dealing with my debt.I walked in there feeling ashamed that I let it get so bad, but I walked out feeling relieved.I was relieved knowing that Hoyes & Michalos was prepared to clean up my mess.They are fabulous people willing to help.You just have to take that first step and ask.My advice to you is Get over feeling ashamed.Don’t worry about what other people think of you going bankrupt.You’re doing this for you not them.I’m grateful to be debt free now and given a chance to make wiser choices.😊

Great people and great service. Everything is done on time. A lot of useful information provided. Highly recommended.

I will forever be grateful to these people. They saved me and showed me how to live again. They never judged me and made me feel like they care. Their team of people really help you and work to make sure you are on the right path. When I thought there was no hope for me financially, they showed me that everything will be ok and how to move forward with my life.

Thank you!

I highly recommend Hoyes, Michalos & Associates, particularly Scott Terrio, Manager of Consumer Insolvency. Scott assisted me greatly with my financial difficulties through a consumer proposal. His expertise and guidance were invaluable, and I am truly grateful for his assistance. I would definitely recommend their services to anyone facing financial challenges.

This was a very positive experience for me. I enjoyed working with everyone who helped me, and treated me in a professional manner.

A good experience overall dealing with Hoyes at this location. Benny provided comprehensive information about all options and helped facilitate a smooth process overall. It's important to do your own homework first, and then you will be able to feel confident about your experience.

Thank you to Hoyes Michalos, especially Brian, for their assistance! They were very professional and friendly, helping me find the right solution during my financial struggle. Highly recommend them.

After quite a lot of hesitation I finally reached out to Hoyes, Michalos & Associates to help me with my credit card debt. Nicolas and his colleagues were fantastic and helped walk me through my options. I genuinely regret putting it off as long as I did, it would have saved me thousands in interest payments, but Nicolas was able to get me a great rate for my debt consolidation and on the first try. Very highly recommend giving this office a call.

I am Very grateful to Hoyes, Michalos and associates. I am meeting with Scott and he is so helpful. He was helping me with my bugdet, finance and debts. He helped me to get rid off my debt in no time so that I could be able to do a fresh start.I highly recommend whoever is in debt and want to
Do a fresh start and debt free life, please contact them.

I give Hoyes Michalos & Associates a big thumbs up!! The trustee was quick to respond to my phone calls. Our initial meeting was quite pleasant and educational. I left their office feeling like a huge weight had been lifted off of my shoulders and that everything was NOW going to be okay. Patty was my favorite!!! I definitely recommend that if you are drowning in debt that you give Hoyes a call. Don’t wait!!!