GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

I strongly reccomend that you seek out Hoyes-Michalos for support and guidance if you have run into difficulty with your creditors. The staff in the London office (in Ontario, Canada) are kind, professional and helpful, and their fees are also affordable. They provide Consumer Proposals and other options to relieve the burden, including counselling to help you on your way.

I can't recommend them enough, should you find yourself in financial hot water.

We didn't know about a consumer proposal until we read about it on one of Hoyes, Michalos & Assoc. websites. If you want to be treated with dignity and not made feel you're a bad/unresponsible person speak with one of the team members. With us it is Mark -- a fabulous person. He explains everything so we understand. He's so kind and knowledgeable. We are happy now that we have a structured plan to deal with our finances. We are working towards paying off our debt with an amount that fits our budget. And we can call anytime if questions arise. So if anyone needs debt free help we can't stress enough to get help from Hoyes, Michalos & Assoc.

Nicholas was very comforting and understanding. When you turn to them times are hard already. Its nice to hear someone say it'll be ok.

My husband and I really got ourselves into a mess while building our home. If it weren't for Jeff and his team, I'm not sure where we would be right now. So, thank you so much for helping us out and being so professional and courteous with us! Highly recommend.

They try to help you in every possible way they can with counselling and giving you options to your issues. Follow up is great. Benny is a great person to talk to. I highly recommend them!

I am extremely grateful to Hoyes Michalos, especially Billy, for their outstanding support during my consumer proposal process. From the very first consultation, everything was explained clearly, and I felt reassured knowing I was in good hands.

Billy was always professional, patient, and ready to answer all my questions. The process was smooth, and I received all the necessary guidance every step of the way. I highly recommend Hoyes Michalos to anyone facing financial difficulties. Their expertise and dedication truly make a difference!

Thank you Maureen for your excellent service. You have been an excellent coach, a great listener and communicator with a human touch and a valuable resource to me. I consider myself fortunate to have met you at this time.

I worked my case with the support of Sandra Sykora, and I can't thank you enough for the great support that she provided to me throughout the financial aid. Not only my case was completed successfully by a highly experienced professional but also a person who dedicates time and listening to your needs and goals and is kind towards your personal situation because it's stressful to face financial difficulties. Throughout the time, Sandra was clear, honest, supportive and encouraging. If you want the best people to work on your financial matters, look no more!

Janette was amazing to work with! Very understanding and helpful. It was a great experience!

Nicholas is knowledgeable and helpful, he helps me to get a fresh start! Thank you!