GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

My experience with Hoyes, Michalos & Associates was exceptional. From our first interaction to the final outcome, the process was very smooth. They were extremely professional, explained everything in detail and answered any questions that I had. The service they provided was fantastic and I would recommend Hoyes, Michalos & Associates to anyone who would benefit from their services.

Everyone is so helpful, kind and understanding. They really take the time to answer all your questions and guide you through the process.

Had some trouble these past year and accumulated a lot of debt. As i found myself having a hard time, i stumbled with Hoyes and Michalos. I talked to Joel and he was really responsive, helpful and was great to talk to. He explained pretty much the highs and low of what im applying for. Im really grateful for the help they offered and im glad i went for Hoyes and Michalos. Highly recommended👍👍👍.

The experience has been surprisingly pleasant and I am learning a lot in regards to dealing with the circumstance. Ms. Sykora has been helpful, informative, and a wonderful guide through the process.

I struggled with stress and illness for years due to financial pressure until I contacted Hoyes, Michalos & Associates. Maureen Parent was professional, kind, and incredibly supportive throughout the entire process. She made me feel comfortable every step of the way, and I truly feel healthier now that everything is resolved.Thank you so much ! Highly recommend! ⭐⭐⭐⭐⭐

I’m very grateful that I came into contact with Benny and his team. I had substantial debt after a familial separation, and I was hopeless as to what could be done. He and his team got me through the consumer proposal seamlessly. The paperwork was straightforward and process ran smoothly. Now I’m on the way to financial freedom with there help. I’d recommend to anyone going through something similar to my situation. Thanks Benny and Janette.

The Team at Hoyes, Michalos very helpful and it has been a pleasure working with them. Scott has been extremely helpful and clear and explained everything that I needed to know.

Ashley here - through my trials and tribulations with the fall out of symptoms that come with living with C-PTSD, I found myself in financial troubles twice. Both times, Jason was super helpful, professional, made everything easy. High recommend!

Contacted Hoyes in March 2020.
Assigned to Jason Quinney.
Decided to continue with a consumer proposal, filed March 31.
All correspondence, viewing/signing documents etc was via online/phone which was great, as I reside north of Brampton.
Very convenient.
The Brampton office called a creditor on my behalf when I was unable to provide the details needed to please the creditor at the time of their call.
A service I greatly appreciated.
I anticipated a longer time frame with the COVID 19 shut down, however I have completed my 1st debt counselling session with Jason.
He has provided me with beneficial strategies moving forward.
Most of which are common sense, budgeting etc, however I obviously required a reminder OR I wouldn't have had to call Hoyes in the first place.
I received correspondence today that my consumer proposal was accepted by my creditors. Woohoo!
A large weight has been lifted.
Especially at this unknown time.
Thank you Hoyes (and Jason), a job well done. 👍

Rebecca was extremely knowledgable and made the entire process clear and easy. I would highly recommend Hoyes and Michalos to anyone seeking an insolvency trustee.