GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Having financial struggles can make you feel like you're trapped in quicksand and can be emotional draining. The entire team at Hoyes, Michalos & Associates helped me figure out all my options and what my next step could look like. They didn't judge me, they were only interested in getting me to a good place. They were amazing and they truly cared about my well being! It all starts with a call or an email...

I cannot thank Jennifer Kwon enough for her incredible support. As I was going through a very difficult financial time, her kindness and professional guidance were like a light in the dark. She explained every step so clearly and handled the entire process with such transparency that I felt I could truly trust her. Thanks to her dedicated help, my family and I now have a clear path toward financial recovery and a fresh start. If you are looking for someone who is not only an expert but also truly cares about your situation, Jennifer is the person to see. Highly recommended!

The Windsor team is responsive and genuinely care about the process involved. Angela was very responsive helpful and friendly service through the entire process.

Very efficient and professional. Makes a stressful time stress free! Thanks Rebecca for all you have done for me and the constant support and understanding!

I recently contacted Hoyes, Michalos & Associates and I'm so glad I did.
They were so pleasant to work with and helped me find the best solutions that benefited me. Anne was easy to talk to, straight forward and a overall great person to work with.
I would highly recommend this company to anyone.

Mark is FANTASTIC! Took the time to explain the whole process AND answer all the questions I had. (There were a lot of them) The only regret I have is not going to see him sooner! If you are struggling financially… as many are these days… then stop procrastinating and do something about it! Give Mark at Hoyes a call!!!

My husband and I really got ourselves into a mess while building our home. If it weren't for Jeff and his team, I'm not sure where we would be right now. So, thank you so much for helping us out and being so professional and courteous with us! Highly recommend.

Jamie always took time for me when I called or e-mailed. She was friendly, helpful and professional in my dealings with Hoyes, Michalos. She showed a great interest and made me feel like I was your only client.

Professional and comfortable experience. Extremely helpful and informative in explaining the process.

Jamie in the St. Catharines office has been incredible to deal with. She's professional, informative, helpful and there whenever a quick reply is needed. The staff put my fears to rest immediately upon contacting them. Thank you, Hoyes, for being there to help