GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Professional, eager to help. Great communication. Got all the information I needed and the result of our proposal was successful. 100% recommended.

I am writing about Nicholas, one of the workers here. Back in May 2020 he helped to guide me from a huge mistake, as I was going to do a proposal with another company (one of the first ones I found with a google search) that charged me fees ($1500), and they were not licensed trustees as well. I did research and found that a proposal costs nothing, and should be completed by a licensed trustee. He takes as much time as you require to educate and answer questions with lots of great information and resources. He’s definitely helped me change my finances, mindset, etc, for the better. Thanks Nicholas !

Cannot recommend Hoyes, Michalos & Associates enough. A couple friends had used and recommended as they both had great experiences. As did I! Sandra was beyond helpful and gave me so much clarity as to what I needed to do to gain control of my debt. Do not hesitate if you need to file for bankruptcy or a consumer proposal. Thanks again!

Sandra was awesome!!!
It was a high stress situation for me and Sandra was kind, patient, helpful, and understanding. It was a great experience having someone who knew the options and was in your corner.

Thank you Benny and all your team for your professional and prompt assistance in resolving my business credit line debt issue. Your expertise and efficiency are greatly appreciated! Benny's job involves helping people in various ways, including financially and mentally. Without the slightest doubt I will recommend you and your company everyone who needs your help.

Today I received my discharge from bankruptcy. Hoyes, Michalos were great to work with for the 21 months.. Help all the way. I sleep so great now and can start fresh with better financial sense. I highly recommend Hoyes, Michalos.

I have been working with Scott from Hoyes and he has been incredibly helpful! He has never once made me feel bad about my financial struggles, he has been extremely supportive and helped me to see that I can have financial freedom to start building a stronger financial future. Every question I have had, he gets back to me extremely quickly and it has been an absolute pleasure working with him.

Hoyes, Michalos & Associates are Professional, friendly, and understanding. They care about your situation and want to help you find the best solution for you.

After having a meeting with Ian to discuss my plans for resolving my debt I felt a lot more at ease and left with a great understanding of my situation and felt prepared to handle it. I would recommend this business to anyone because they are very trustworthy and have your best interests in mind.

I would just like to say that Benny was very clear and transparent about all details pertaining to my consumer proposal. I’m very grateful dealing with such an honest and pleasant person when I needed help with my personal financial situation. Thanks again to Benny Mendlowitz and the Hoyes,Michalos & Associates for all your help and expertise .