GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Going into this I was very apprehensive because there are so many questions and I had no idea where to start but Scott Terrio made this process easier, with less stress and most importantly very quick. In less than two weeks from my initial phone call I was on my way to a debt free future. He was available to answer any question I had almost immediately through email or phone. A consumer proposal was the right choice for me, I recommend Scott Terrio at Hoyes & Michalos, the entire team is super easy going and professional.

From my very first appointment I knew Hoyes was the Business that I wanted to assist me with my credit issues.
I called and got an appointment immediately. My Trustee never judged nor made me feel embarrassed. He treated me like he would have treated anyone else. He provided me with options and a follow up appointment a week later.
Everything was fine and addressed promptly with no issues. Since then I have had my two credit concilling appointments and that was very successful.
Hoyes went beyond their duties and I know if ever in need of advise I can contact them.

Thank you Hoyes Michalos!

Honestly the best company, at first I was nervous but after just one phone call I felt more comfortable and knew I wasnt alone, one of the best decisions I've ever made. Patricia made it very clear that if I have any questions or concerns that she is always there to help me. Thank you for everything!!!!! You guys are the best.

After working with Scott and the team at Hoyes, I have never felt more happy and alive! Taking that burden of debt stress off and making a plan to get back on track was honestly the best thing I have done. I highly recommend them!

Best staff ever Peter and Brennan are the best people they understand your situation and put out their best to help u

Wonderful service, and very professional. Helped me make my unfortunate situation feel a lot less stressful. I appreciate Hoyes, Michalos & Associates for making me feel important to them every single time I contacted them for help. Thank you to all the associates that help with a warm smile you can hear through the phone. 5/5

Both Heather and Joel were so compassionate. They provided top notch professionalism and well deserved outcome for my solution. Happy with their services.

My experience with Hoyes, Michalos & Associates has been great. They are very attentive and informative. They guide you through each available options and help you make the right decisions for your specific situation. They listen to your needs and concerns and make sure you are always satisfied with each service. Thank you for a great service each time!

The team at Hoyes has been great especially Jason. His professionalism and willingness to explain every detail to his client is one of the reasons I feel Hoyes is great company to work with.

During a difficult time I had to make a decision that would ultimately benefit myself and more so, my family. I chose Hoyes, Michalos and Associates because I had heard they were efficient and fair.
My counsellor was Jason. He was non-judgemental, very efficient and kind. He made himself available as needed and understood my financial predicament.
I highly recommend using Hoyes, Micahlos and Associates and strongly recommend Jason Quinney.