GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

I was in a bind and I really didn't know what to do. A friend told me about Hoyes. I made a call and went for a meeting with Jeff. He explained everything to me and basically left it to me to decide. I decided to go with his proposal and it has really eased the burden of all of those payments I was buried under. Thank you Jeff and everyone at Hoyes Niagara! I feel like I am on the right track now.

I had a consultation with Brian. He was candid, understanding, and supportive. He helped make the situation a lot less daunting and stressful. Would definitely recommend him!

I honestly was experiencing so much anxiety and depression over my debt. I was referred by a friend and it honestly took me over a year to actually contact the firm because I thought nobody could help me with the amount of debt I had. Luckily for me when I finally reached out... Rebecca was reassuring and started the process immediately! I am now repaying and rebuilding my credit as well as sleeping well and have been relieved of great anxiety. If you're overwhelmed with debt and feel there's no way out, I implore you to contact Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee, they will find a solution for you too.

Excellent Customer Service Responded right away and answered any questions I had very helpful creating future plans

They have been super helpful and friendly and ensured I understood everything as we went.

They’ve helped me so much from understanding debt to making sure I don’t end up there again. I came to them scared and worried about what I’d have to pay and will I get screwed over?!? I was in a rush state and they accommodated that perfectly. Within a week and a half my proposal was in and the calls stopped! I’m paying less monthly then thought and paying less back in total. If you’re worried about the next step don’t be, just reach out to Hoyes & Michalos.

Mark was great to deal with. Helped me out with my situation and alleviated alot of stress for me.

Being in debt is hard enough, and when you reach out for help, most look at you with disdain, making you feel even worse about being in your current situation.
But when I connected with Jason, I felt heard and understood. Since starting the process to rid myself of the debt drowning me, the weight of stress had been lifted. I finally had a good night's sleep, ate better, and felt as though I could breathe again.
That's the difference between a company who listens and cares and one who just wants more business.
I cannot thank him enough for all his help and will never not recommend this company to other's in need!

Mark has been great with helping me resolve my debt concerns. He helped reduce my overall debt way more than I expected and is always quick to respond to any questions I have. I highly recommend them.

Hoyes, Michalos & Associates Inc. can help. Knowledgeable and friendly people who know the challenges that people face today. Strongly recommend that your reach out to them as they may be able to help you.

You can tell they care about their clients, and this makes the world of difference.

If you are struggling with debt like I was, do yourself a favor and reach out to them, it can change you life.