Hoyes, Michalos & Associates Inc.
Licensed Insolvency Trustees for Consumer Proposal,
Personal Bankruptcy and Debt Relief in Ontario

Very helpful and great customer service in all aspects. Highly recommended. Billy Martell was our trustee.

Jason has been incredibly helpful, supportive and transparent about the whole process, he has taken a huge burden off my shoulders and is helping me achieve financial freedom after many years of being dogged by creditors. I went from knowing close to nothing and being completely overwhelmed about how to begin to get out of my financial crisis to having a firm solid plan and having an end in sight in just 30 mins. I highly recommend this firm and its associates to anyone seeking help with their financial problems. Thank you Hoyes, Michalos & Associates and thank you especially to Jason you've given me my life back and you've given hope where there was none.

I was facing some pretty serious financial issues, and finally built up the courage to get some help. Thankfully I found Jason Quinney. He is a down to earth guy that's very easy to talk to. He walked me through and made me feel comfortable in all the steps I had to take. Thank you for helping me get my fresh start.

Very helpful when I was stressed out about my debts. Helped me build a plan and further my dollar.

Brian has been very helpful and patient with his service. He took the time to answer all questions and concerns I had when making such a huge step to move forward financially, he gave reassurance when necessary. I recommend Brian for any financial troubles you may be having.

The team at Hoyes goes above and beyond the required basics to help you achieve financial stability. Team is thoughtful and helpful throughout the entire process. Highly recommended.

It was very hard to find a good place to do my consumer proposal. Finally I got in to the right place and Jason helped me to complete my proposal. He was really helpful and done my proposal very easily. Gave me very good advice to moving forward and I really suggest this place for someone who’s looking for perfect place to do your consumer proposal.

Brett at the Vaughan office is an absolute professional in his field. Friendly, extremely knowledgeable, and willing to go the distance to make the client feel confident and informed. He handles everything from beginning to end with ease and minimal hassle. After an extremely unpleasant experience with another company, I felt very uneasy and untrusting, and was preparing for another fight that I thought I would have to go through it again. From the first Zoom call with Brett, he listened to my past experience and concerns, and assured me right away that that was not going to happen with him and his firm. Not only did he deliver results that I did not believe were possible, but he did so with such ease to me that I barely spent any time worrying about the details involved. They care about their clients to provide advice and create solutions going forward even after their job is done. I have complete confidence in Brett and will not hesitate to recommend him and his team to anyone looking to work with a true professional.

I met with Allison. She was absolutely wonderful. She made me feel very comfortable during the whole process and not ashamed which I was afraid of. She answered every question I hade and made me feel at ease. I am not so stressed out when thinking of my debts, instead I am now assured that everything will be dealt with. I highly recommend using Allison Petrie!!

Very good service. Patty was amazing they help you understand fully the difference between a proposal and a bankruptcy. They are a legit company. Friendly staff and compassionate. Very experienced and will help you work through your budget to save money.