GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

lovely to have someone to set financial goals with and help with rebuilding my credit!

I first made contact two years ago with the Burlington office by email. After reading all the pro's and cons I decided to continue my own debt management course. As a senior, pride is a very hard thing to deal with...I was embarrassed and very secretive about my situation.
In Nov. 2018 I arranged an appointment with Billy and was surprised I wasn't made to feel Sub Human lol.
Billy was very helpful and professional each time we met.
This program has given me the opportunity I needed to maintain my livelihood and pay off remaining debts.
I also enjoy the informative News Letter and the user friendly apps like Gas Buddy.
I have a positive attitude as my journey to debt freedom progresses.

Thank you Billy and staff.

Hoyes, Michael's and Associates are great to conduct business with. Both Mark and Janette are warm, non-judgemental and informative. Their communication skills are top notch. I highly recommend this business.

The whole process of a credit proposal was scary to me which is why I took such a long time to start it. However once I did I was amazed at how easy the process was and I felt so comfortable and appreciative of all the help from Hoyes, Michalos & Associates. Beau was wonderful to work with in completing my credit counselling sessions. Very easy to speak with, and just all around a genuine nice guy who is extremely knowledgeable! If your ever in need of their services, give them a call. You definitely won't regret it!

It's an amazing program to get back on track. They are professional and friendly. They were very informative. Thank you guys for everything.

They explore all your options no pressure and very friendly.

Jeff and Allison have been amazing! They are super understanding and helpful!

This was my first time claiming bankruptcy. I would like to personally thank Joel and Heather for helping me navigate through this diffucult situation. Both of you guys are understanding and true professionals. Thanks again guys.

Like many people in today's society, I have had the unfortunate experience of having to deal with overwhelming debt. I cannot speak highly enough of Brian M. and his Team. Not only are they thorough and detailed in their work, but they are also very understanding and empathetic when it comes to dealing with the overwhelming stressors at the beginning of all the processes. I have friends who have been through similar situations using other competitors with debit management, and all I heard were horror stories of dishonesty, misinformation and being humiliated and made to feel like scum. Clearly Brian and his team take a much better and clearly different approach. Thank you Brian and Team.

I give Hoyes Michalos & Associates a big thumbs up!! The trustee was quick to respond to my phone calls. Our initial meeting was quite pleasant and educational. I left their office feeling like a huge weight had been lifted off of my shoulders and that everything was NOW going to be okay. Patty was my favorite!!! I definitely recommend that if you are drowning in debt that you give Hoyes a call. Don’t wait!!!