GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

My experience with Hoyes, Michalos has been nothing short of amazing. With specific thanks to Jason Quinney. Every step has been explained perfectly, leaving any questions I may have had answered before I asked. Everything has been straightforward and easy to understand. I highly recommend Hoyes, Michalos & Associates. Thank you so much.

Are you trying to make ends meet but you feel like you’re going in circles?
Getting calls and letters from collection agencies?
Worried about your hard earned wages being garnished?
That was me at one point in my life.
Contacting Michalos & Associates was the best thing I could have ever done! Although I was VERY hesitant they never gave up on me.
They made sure I received a thorough understanding of my situation and what my options were every step of the way.
I would like to thank you guys once again for giving me that extra space I needed to breathe.
It is never too late to reinvent yourself first start over. Never forget to explore all your options and consider these guys as a trusted source for information.

A very relaxed, non judgmental initial interview laying out the appropriate action for my circumstance. Follow-up visits reinforced the feeling of being respected and being able to discuss the process and report filings in a very cordial, informative environment. Definitely, it has been a very pleasurable experience so far, as I continue to deal with the reality of having to file for bankruptcy.

I struggled with stress and illness for years due to financial pressure until I contacted Hoyes, Michalos & Associates. Maureen Parent was professional, kind, and incredibly supportive throughout the entire process. She made me feel comfortable every step of the way, and I truly feel healthier now that everything is resolved.Thank you so much ! Highly recommend! ⭐⭐⭐⭐⭐

This company realy want to help people!!!They are amazing ,trustworthy people!!Thank you Brian!!!!!

Great place and great people. Everyone there is extremely helpful and responsive. There’s no judgment and they all make you feel comfortable. It’s amazing to have such good support from the team when looking to relieve yourself of the overwhelming financial stress from debt. I’m extremely satisfied I decided to use this firm for my consumer proposal and would recommend them to anyone who is seeking some financial debt help. They make the process easy, simple, fast. It wasn’t complicated at all. 5 out of 5, great service!

Benny and his team did a Awesome work on my proposal I am Greatful for your support. And now I'm stress free I encourage anyone to seek help if you are financial trouble with your debt there's nothing to lose and remember there's always hope once again Thank you so much Hoyes Michalos & Associates Inc.

Having financial struggles can make you feel like you're trapped in quicksand and can be emotional draining. The entire team at Hoyes, Michalos & Associates helped me figure out all my options and what my next step could look like. They didn't judge me, they were only interested in getting me to a good place. They were amazing and they truly cared about my well being! It all starts with a call or an email...

I have just successfully paid off all my debts thanks to Hoyes Michalos & Associates Inc!

Jason never hesitated to answer any questions I had and was able to explain the process in a way that was easy for me to understand. He was available whenever I needed support and now I have a huge weight lifted off my shoulders.

Customer service: 10/10
Efficiency: 10/10

Jennifer and her team are very professional, kind, supportive and super helpful. She was able to help me get back on track and have a fresh start. I am so truly grateful to Hoyes, Michalos & Associates. EXCELLENT service and I will definitely recommend them.