GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

I was drowning in debt, living paycheck to paycheck, sometimes barely scrounging to get by. A friend recommended Hoyes, Michalos & Associates. From the initial consultation with the wonderful Sandra Sykora, to the counseling session to the final result, I am very pleased with the result. She was very informative and broke things down very well so I understood my options. Everything we talked about was also sent through email. She was always there with answers to my many questions in a very timely manner. I would highly recommend Hoyes, Michalos and Associates to anyone who needs financial help. Thanks again.

I would like to thank everyone from Hoyes& Michalos&Associates for all their help and understanding during this very difficult decision their professionalism went above and beyond my expectations I would recommend them to everyone needing help may god bless them all

Great place, kind staff, non judgmental. I would recommend for sure.

Very knowledgeable, friendly and helpful in dealing with a stressful situation. Also helped after the entire process was complete. Dealt with Scott Schaefer in the Kitchener/Waterloo office, and would highly recommend him and the Hoyes team if in need of debt help.

Hoyes, Michalos & Associates have saved me from a dire situation I never though I could get out of. Their associate Jason was very efficient and polite in walking me through my options and helping me understand my finances. Big thanks to the team Hoyes, Michalos & Associates for giving me peace of mind and taking a huge weight off of my shoulders.

I strongly reccomend that you seek out Hoyes-Michalos for support and guidance if you have run into difficulty with your creditors. The staff in the London office (in Ontario, Canada) are kind, professional and helpful, and their fees are also affordable. They provide Consumer Proposals and other options to relieve the burden, including counselling to help you on your way.

I can't recommend them enough, should you find yourself in financial hot water.

Jason was amazing in helping me out. Made me feel more at ease with making my decision. I recommend them for any help you may need.

Brett and Maryia were both very knowledgeable and very helpful in the Consumer Proposal process. I was very scared going into it expecting it to be difficult; they made me feel very at ease and made me feel like I was really making the best decision for my financial issues

Thank you!

I have used these fine folks on a number of occasions. They are always professional, quick to act, and requires very minimal effort on my part.

Any questions I asked are always answered and I would highly recommend giving them a call before moving on to anyone else.

They can help you and they will.

I am so grateful for Hoyes& Michalos company for helping me for my Financial struggle. From Day 1 of my application until the day of receiving my Certificate of Full Performance. They made sure to assist me in every step of the process. Special thanks to Nicholas To and all other staffs. Great staffs and very professional to deal with. I recommend this company 100%.