GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Ted and Meg have made the consumer proposal experience very stressful free and easy. Best decision i made was to seek their help and I am currently in a much better position.

Benny provides an excellent service, I'm paying down a fraction of my debt. It's well worth coming in for free and see what he has to say. No regrets.

I was in a bad financial position. Had reached out to a different consumer proposal company. Got the run around for weeks while my debt was continuing to build. Finally had enough an reached out to hoyes, michalos & associates. They took on my case and was fast, punctual, an most of all very professional. I feel as a huge weight has been lifted off my shoulders an starting to get my life back in order. I can't thank the team enough at the st Catherine's location. Ted and Jamie definitely the best team in business!

Brett at the Vaughan office is an absolute professional in his field. Friendly, extremely knowledgeable, and willing to go the distance to make the client feel confident and informed. He handles everything from beginning to end with ease and minimal hassle. After an extremely unpleasant experience with another company, I felt very uneasy and untrusting, and was preparing for another fight that I thought I would have to go through it again. From the first Zoom call with Brett, he listened to my past experience and concerns, and assured me right away that that was not going to happen with him and his firm. Not only did he deliver results that I did not believe were possible, but he did so with such ease to me that I barely spent any time worrying about the details involved. They care about their clients to provide advice and create solutions going forward even after their job is done. I have complete confidence in Brett and will not hesitate to recommend him and his team to anyone looking to work with a true professional.

I want to thank Maureen Parent and Brenan for their kind help and support in this difficult times. They are pretty quick and accurate in what they do and I felt quite confident throughout the process. I was really stressed out for my financial situation and I found lots of support and great advice from them which I appreciate so much. Very professional, knowledgeable, and friendly people. I recommend their services for sure to friends.

I was in a tough financial position, and found myself searching for relief, i came across Hoyes page a few times, the reviews were great but i didnt know what to expect. I decided to give it a shot, I spoke to Benny who dealt with my case through out. The experience was painless and it was a breath of fresh air. Benny provided detailed information and walked me through the whole procedure. about 6 months in now, and i have a huge, HUGE load lifted off my back and i can rebuild my iife again. Thank you for your assistance.

After i lost my job during covid, and i got overrun with debt trying to stay afloat, I really had no idea how to even begin to fix things. It all seemed insurmountable, but Hoyes, Michalos & Associates really helped make things easy. They really do make things much easier, and they understand how difficult it is to just step through the door. I couldn't recommend them enough for their expertise, compassion, and ability to help me get back on my feet. If you're unsure whether this is for you, seriously, just call. You won't regret it, I promise.

My experience with Hoyes has been amazing! Patricia and Howard have been very patient and caring through this whole process. What I love the most is they made me feel very comfortable....I never once felt unworthy. I encourage anyone having financial difficulties, which many of us are through this Covid time, to make the call and get yourself on a happier and less stressful road!

Rebecca is truly awesome and very helpful, she went through everything, explained my options, what would be best for my situation. I would recommend them to anyone, super friendly and understanding.
Thank you Rebecca for all your help!!!

Compared to other companies I called, Hoyes Michalos was by far the most honest and reasonable, and was able to get me the best proposal based on my financial situation. Scott responded to my questions promptly and addressed my concerns with clarity and understanding. He is knowledgeable, honest, and understanding.