GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

very kind and understanding

I had the pleasure to work with Nicolas To and I'm so glad I met him. He knows exactly what he's doing and his response is always quick. Most importantly, I think he's a very compassionate person, highly recommended !

I am very satisfy from the service of Hoyes. Special thanks to Benny for making easy the process.

The whole experience was smooth all communication was timely. I'm glad I went with Hoyes, Michalos & Associates. Specifically thank you Douglas Hoyes it was a pleasure working with you!

Used there services recently and have felt such a weight of my shoulders. Extremely professional company!
Jamie was amazing to work with , always there to answer any questions I had and reassured me a lot through out the whole process. Thank you so much to all the staff that I encountered along the way!

It's been years that I was struggling to keep up my debt. Hoyes, Michalos & Associates has been a great help . Such a relief and so happy with the services I have received from my advisers . I was so anxious about the first meeting but they make it very easy for me and they were not judgmental with my situation. They offered advice and information that was very helpful to decide what is the best option you can choose.
Hoyes, Michalos & Associates are very helpful , kind and very professional.
Highly recommended for anyone who has the same situation as I am.
Thank you so much Brett and Brennan.

I am almost a year and a half into my consumer proposal, and so far I feel it is the best thing I have done since graduating university. I had immense amounts of student debt through lines of credit and loans, and after completing the cp and paying some of that off, I finally feel like there is a possible future for me. Hoyes, Michalos & Associates have been helpful and communicative in navigating the process; I even enjoyed the financial consulting classes I had to do. Highly recommend!

Scott, the agent who handled my case was very quick logical minded, organized in his work. With his help, I was able to prepare all the documents easily, and got the approval in the first try. They are really good at what they do, and know how to get the job done. I highly recommend this company to anyone in financial difficulty.

Very professional group of people that help you take the next step to a brighter future.

Benny and his team did a Awesome work on my proposal I am Greatful for your support. And now I'm stress free I encourage anyone to seek help if you are financial trouble with your debt there's nothing to lose and remember there's always hope once again Thank you so much Hoyes Michalos & Associates Inc.