GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

My experience with Hoyes, Michalos & Associates was superb! I dealt with Scott and he guided me through the process without any issues. The entire process was seamless and I honestly felt as though I was provided with top tier service. I would highly recommend!

About a year ago I found my self with my back against the wall with all the debt that I had at that time. I decided to google and find a trustee and decided to go with Hoyes Michalos. Booked an appointment and visited their office and spoke with Benny. He explained everything in detail and made me feel comfortable and confident about making the right move at that time. I got excellent counseling and guidance which lead me to be debt free just one year later! They have excellent customer service and they are supportive and knowledgeable. I definitely recommend Hoyes Michalos & Associates. Benny, Jannette, Joanne and everyone else who helped me throughout this year, THANK YOU!!

I am very grateful to Hoyes, Michalos & Associates, especially to Billy, for their professionalism and support. Billy explained my options clearly, treated me with respect, and guided me through the process with compassion. His expertise gave me confidence and peace of mind, and I would highly recommend him to anyone seeking financial help.

I give 100% recommendation to anybody going through issues with debt my trusty Benny Mendelowitz is amazing kudos

One of the easiest and painless experiences ever! ... Billy explained everything very well, answered the questions I had, and has answered any questions I've had since. I feared it would be scary and take so long, but HM&A made it super duper easy, and stress free. HIGHLY recommend these lads for anyone considering Consumer Proposal. I have no regrets at all with my choice, best decision all around I've made in regards to my financial situation.

My experience with Hoyes Michalos is exceptional.
My especial thanks to their team who helped me with their expertise to gain my financial freedom.
I thank you so very much for being there to provide me with your support and guidance to make this happen.

Everyone at Hoyes, Michalos & Associates was extremely knowledge, helpful and non-judgemental in assisting me with handling my personal situation regarding debt. I had been putting everything off while it was slowly eating away at me day by day.

Any questions I had were answered to the fullest extent. Communication was always professional and succinct. I would 100% recommend dealing with them for any insolvency, credit or debt related inquiry.

Special shoutout to Brett and Brennan who I worked closely with.

Thank you guys again!!

Benny was an awesome LIT. Made me feel comfortable and knowledgable. Walked me through all of my options. Proposal was officially accepted. Super happy with this process and would highly recommend Hoyes!

I got into a pickle and got in over my head in debt. I called Hoyes, Michalos and Associates. I talked to Rebecca and had a good conversation to get the ball rolling in getting my life back together. She was very helpful in going through the process in getting rid of my debt. If anyone needs help in this situation don't hesitate to call they are very nice and professional.
Dan Whitesell

My experience with Hoyes Michalos is just wonderful particularly with Jason Quinney a true professional. Nothing else i can add beside the the fact that he knows a lot to make you have better financial decisions for your future. Plus he is so easy to talk to him as he has shown me that he is always available to help.